01
Plan with purpose
Assign income to the categories that matter, copy a previous month when life is busy, and carry eligible balances forward.
Oak BudgetBeta sign inA stronger plan starts here.
Make a clear plan for your money without making budgeting a chore. Oak keeps your plan clear, your household connected, and the essentials free.
Oak is in private beta. New accounts are available by invitation.
Why Oak
Budgeting is already hard. Your app shouldn’t make it harder.
Oak was created around a simple belief: people should not have to pay just to make a budget. The point is to save money, reduce stress, and build a plan you can actually stick with.
That is why Oak keeps core budgeting free. Oak Plus is for time-saving productivity tools. The fundamentals you need to take control of your money remain free.
Everything in its place
A complete budget without the clutter.
Plan the month, track what happened, and understand where your money is going, all in one calm workspace.
02
Budget together
Share one household plan while keeping clear controls around the accounts each member connects.
03
See the full picture
Turn everyday activity into useful spending, income, and goal insights without burying the answer in endless charts.
04
Stay current without starting over
Add expenses, income, transfers, notes, splits, and recurring activity. When a new month arrives, bring your plan with you in a tap.
Straightforward pricing
Lower cost. Not a lesser budget.
Oak Free includes the complete foundation for building and using a real budget. Oak Plus adds automation, household tools, and more room to grow.
Oak FreeAlways free
$0forever
Everything you need to plan the month, track your money, and understand where it went.
Join the waitlistOak PlusBest value annually
$4.99per month
Or $49.99 per year. Save $9.89 with annual billing.
Add time-saving automation, family sharing, and advanced planning tools without changing the budget you already built.
Get notified at launchWhat is includedOak FreeOak Plus
The budgeting foundation
Build and use a zero-based monthly budgetIncludedIncluded
Track income, expenses, and transfersIncludedIncluded
Manual accounts, categories, rollovers, and month copyingIncludedIncluded
Monthly spending totals and detailsIncludedIncluded
Annual savings goalsUp to 3Unlimited
More room and less repetition
Named budgets1 budgetMultiple
Recurring activityNot includedIncluded
Longer report ranges and combined budget reportsNot includedIncluded
Household and automation
Family sharingNot includedUp to 4 members
Automatic bank syncing*Not includedIncluded
*Automatic bank syncing is included with Oak Plus at launch. Institution availability may vary. You can cancel Oak Plus at any time, and your Oak data stays available on Oak Free.
Designed with care
Your budget is personal.
Oak supports secure sign-in, optional authenticator-app verification, clear family permissions, and controls for connected accounts, so you can budget with confidence.
Start your plan